Benefits of our finance service

 

Not only do we make the dream of owning your home or investment a reality, we also have access to commercial, leasing and hire purchase finance.  In today's mortgage industry there is a large choice of mortgage brokers and lenders to help you determine a suitable loan and guide you through the application process.  While most lenders simply give you access to their products, mortgage brokers can give you access to a wider range of lenders thus offering genuine choice.

 

While most mortgage brokers simply arrange a loan with a suitable lender, we provide services above and beyond these basic duties.

 

We believe we are in the problem solving business and refer to our business as Loan Planning.

 

When you utilise our service in identifying and acquiring a mortgage you receive the following benefits.

 

·         Over 40 years experience in the banking and finance Industry so your chances of getting your application approved by the lender increases dramatically.  This is important as each time you apply to a lender they perform a credit check on you.  This check gets recorded with a central credit check authority.  Too many credit checks on your file can damage your chances for acquiring a home or business loan.  So getting the loan approved with a minimum number of applications is important.

·         If budget is an issue, and it nearly always is, we can present you with a detailed costing not just for the loan but also for the property purchase.  Thus you know exactly how much you need. Having determined how much you need, we then determine which lender(s) will lend you the most so that you can make your purchase happen.

·         If you need ancillary services or products such as deposit bonds, financial planning or accounting we will arrange these for you so it lessens the burden you have to bear in acquiring your home and home or business loan.

·         Having established your loan, we then keep you informed of trends and movements in the mortgage and property world via electronic newsletters.  Your loan is a significant expense, it is important you are kept informed of events that impact on possibly your largest asset(s).

 

We are members of the following recognised and respected organisations within the mortgage industry.

·         Mortgage & Finance Association Of Australia (MFAA)

·         Credit Ombudsman Service Limited (COSL)

·         Australian Finance Group

 

As you can see, we have more to offer than simply picking a suitable loan and aiding you through the loan application process.  We genuinely partner with you in making your dream of owning your home or business or establishing an investment portfolio a reality.